A non-encumbrance certificate is generally used for a mortgage-based Bank Loan. It defines a property as not having any liabilities related to any past agreement or legal commitment against that property. In a state like Assam, this certificate can be applied online via the Sewa Setu Portal.
Required Documents for Non incumbrance (Encumbrance) Certificate
- Land Patta ( Jamabandi )
- Land Revenue Receipt up to date
- Land Holding
- Pan Card of the Land owner)
- Address proof- Voter id or Aadhar Card.
* Mandatory:-
Applicant cannot apply for non-encumbrance certificates without proof of ID (PAN/ AADHAR).
Other uses of Non-Encumbrance Certificate
- Land conveyance-related buy and sell activities.